Baltimore Paycheck Calculator
Baltimore City levies a 3.20% local income tax, at the top of Maryland's county range, withheld alongside state tax by the state comptroller. Combined with Maryland's graduated schedule, a Baltimore resident pays close to 8% in state and local income tax at a typical professional salary.
Tax year 2026 · Updated 2026-08-29 · Baltimore minimum wage $15.00
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Local income tax in Baltimore
Maryland is the only state where local income tax is administered entirely by the state, so it appears as a single combined percentage on your stub rather than a separate line. The rate is set by where you live, not where you work, and reported on Form MW507. Non-residents working in Baltimore pay Maryland's flat 2.25% special non-resident rate instead of the city rate.
Take-home pay in Baltimore at different salaries
Single filer, no dependents, no pre-tax deductions, 2026 tax year, bi-weekly pay.
| Gross salary | Federal | FICA | MD tax | Local tax | Annual take-home | Bi-weekly |
|---|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,534 | $1,280 | $31,506 | $1,211.77 |
| $55,000 | $4,420 | $4,208 | $2,246 | $1,760 | $42,366 | $1,629.46 |
| $70,000 | $6,570 | $5,355 | $2,959 | $2,240 | $52,876 | $2,033.69 |
| $90,000 | $10,970 | $6,885 | $3,909 | $2,880 | $65,356 | $2,513.69 |
| $120,000 | $17,570 | $9,180 | $5,368 | $3,840 | $84,042 | $3,232.40 |
| $160,000 | $27,134 | $12,240 | $7,447 | $5,120 | $108,059 | $4,156.12 |
The local tax alone costs a Baltimore worker on $75,000 about $2,400 a year — the difference between $55,996 and $58,396 of take-home pay. That is $92.31 per bi-weekly paycheck, and it is the number to weigh when you are deciding where inside the metro area to live or which office to accept.
Working in Baltimore but living elsewhere
Baltimore applies a lower rate to non-residents than to residents, so where you live changes the bill even though the job is identical. Switch the residency setting in the calculator's advanced panel to compare. Note that state-level reciprocity agreements, where they exist, cover state income tax only — they almost never remove a city or county tax from a non-resident's pay.
Our guide to working in two states covers resident credits, part-year returns and the convenience-of-the-employer rules that catch out remote workers.
Baltimore minimum wage
The minimum wage that applies in Baltimore for 2026 is $15.00 an hour. At full-time hours that is $31,200 of gross pay a year and roughly $25,135 after tax.
Frequently asked questions
Does Baltimore have a city income tax?
Yes. Maryland is the only state where local income tax is administered entirely by the state, so it appears as a single combined percentage on your stub rather than a separate line.
How much is taken out of a paycheck in Baltimore?
On a $75,000 salary a single filer has roughly $19,004 withheld a year: $7,670 federal income tax, $5,738 in Social Security and Medicare, $3,196 in Maryland state tax and premiums and $2,400 in local tax. Take-home is about $55,996 a year, or $2,153.69 every two weeks.
What is the total income tax rate in Baltimore?
For a $75,000 single filer, an effective total rate of about 25.3% across federal, FICA, state and local tax. The marginal rate on the next dollar is higher.
Related calculators
For the full Maryland picture including brackets, reciprocity and every local jurisdiction, see the Maryland paycheck calculator. If you are paid by the hour, the Maryland hourly calculator handles overtime and shift work.