NYC Paycheck Calculator
New York City residents pay three income taxes on the same dollar: federal, New York State and a city tax of 3.078% to 3.876%. Commuters pay only the first two — the city's non-resident earnings tax was repealed in 1999 — which makes the city line on a Manhattan paycheck a question of where you sleep, not where you work.
Tax year 2026 · Updated 2026-08-29 · New York City minimum wage $17.00
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Local income tax in New York City
The city tax is graduated in four bands and is withheld alongside state tax on Form IT-2104. For a single filer the top band of 3.876% begins at just $50,000 of city taxable income, so most full-time workers pay close to that rate on the bulk of their income. New York City residents also pay the statewide Paid Family Leave premium of 0.432% and the disability benefits deduction of up to 60 cents a week.
Take-home pay in New York City at different salaries
Single filer, no dependents, no pre-tax deductions, 2026 tax year, bi-weekly pay.
| Gross salary | Federal | FICA | NY tax | Local tax | Annual take-home | Bi-weekly |
|---|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,767 | $1,431 | $31,122 | $1,196.99 |
| $55,000 | $4,420 | $4,208 | $2,642 | $2,007 | $41,724 | $1,604.76 |
| $70,000 | $6,570 | $5,355 | $3,517 | $2,588 | $51,970 | $1,998.85 |
| $90,000 | $10,970 | $6,885 | $4,690 | $3,364 | $64,092 | $2,465.06 |
| $120,000 | $17,570 | $9,180 | $6,483 | $4,526 | $82,241 | $3,163.11 |
| $160,000 | $27,134 | $12,240 | $8,843 | $6,077 | $105,706 | $4,065.63 |
The local tax alone costs a New York City worker on $75,000 about $2,782 a year — the difference between $55,002 and $57,784 of take-home pay. That is $107.01 per bi-weekly paycheck, and it is the number to weigh when you are deciding where inside the metro area to live or which office to accept.
Working in New York City but living elsewhere
New York City applies a lower rate to non-residents than to residents, so where you live changes the bill even though the job is identical. Switch the residency setting in the calculator's advanced panel to compare. Note that state-level reciprocity agreements, where they exist, cover state income tax only — they almost never remove a city or county tax from a non-resident's pay.
Our guide to working in two states covers resident credits, part-year returns and the convenience-of-the-employer rules that catch out remote workers.
New York City minimum wage
The minimum wage that applies in New York City for 2026 is $17.00 an hour. At full-time hours that is $35,360 of gross pay a year and roughly $27,841 after tax.
Frequently asked questions
Does New York City have a city income tax?
Yes. The city tax is graduated in four bands and is withheld alongside state tax on Form IT-2104.
How much is taken out of a paycheck in New York City?
On a $75,000 salary a single filer has roughly $19,998 withheld a year: $7,670 federal income tax, $5,738 in Social Security and Medicare, $3,808 in New York state tax and premiums and $2,782 in local tax. Take-home is about $55,002 a year, or $2,115.47 every two weeks.
What is the total income tax rate in New York City?
For a $75,000 single filer, an effective total rate of about 26.7% across federal, FICA, state and local tax. The marginal rate on the next dollar is higher.
Related calculators
For the full New York picture including brackets, reciprocity and every local jurisdiction, see the New York paycheck calculator. If you are paid by the hour, the New York hourly calculator handles overtime and shift work.