Philadelphia Paycheck Calculator
Philadelphia runs the only wage tax system in Pennsylvania that sits outside Act 32, and it applies to residents and commuters alike. From 1 July 2026 the rates are 3.735% for residents and 3.425% for non-residents, on top of the state's flat 3.07%.
Tax year 2026 · Updated 2026-08-29 · Philadelphia minimum wage $7.25
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Local income tax in Philadelphia
The non-resident rate applies to wages for work physically performed inside the city, which means a hybrid schedule directly reduces the bill — three days in the office instead of five cuts the non-resident wage tax by about 40%. Philadelphia does not levy the Local Services Tax that most Pennsylvania municipalities charge, and Philadelphia residents are exempt from Act 32 earned income tax elsewhere in the state.
Take-home pay in Philadelphia at different salaries
Single filer, no dependents, no pre-tax deductions, 2026 tax year, bi-weekly pay.
| Gross salary | Federal | FICA | PA tax | Local tax | Annual take-home | Bi-weekly |
|---|---|---|---|---|---|---|
| $40,000 | $2,620 | $3,060 | $1,256 | $1,546 | $31,518 | $1,212.23 |
| $55,000 | $4,420 | $4,208 | $1,727 | $2,106 | $42,539 | $1,636.12 |
| $70,000 | $6,570 | $5,355 | $2,198 | $2,666 | $53,210 | $2,046.56 |
| $90,000 | $10,970 | $6,885 | $2,826 | $3,414 | $65,906 | $2,534.83 |
| $120,000 | $17,570 | $9,180 | $3,768 | $4,534 | $84,948 | $3,267.23 |
| $160,000 | $27,134 | $12,240 | $5,024 | $6,028 | $109,574 | $4,214.38 |
The local tax alone costs a Philadelphia worker on $75,000 about $2,853 a year — the difference between $56,384 and $59,238 of take-home pay. That is $109.74 per bi-weekly paycheck, and it is the number to weigh when you are deciding where inside the metro area to live or which office to accept.
Working in Philadelphia but living elsewhere
Philadelphia applies a lower rate to non-residents than to residents, so where you live changes the bill even though the job is identical. Switch the residency setting in the calculator's advanced panel to compare. Note that state-level reciprocity agreements, where they exist, cover state income tax only — they almost never remove a city or county tax from a non-resident's pay.
Our guide to working in two states covers resident credits, part-year returns and the convenience-of-the-employer rules that catch out remote workers.
Philadelphia minimum wage
The minimum wage that applies in Philadelphia for 2026 is $7.25 an hour. At full-time hours that is $15,080 of gross pay a year and roughly $12,838 after tax.
Frequently asked questions
Does Philadelphia have a city income tax?
Yes. The non-resident rate applies to wages for work physically performed inside the city, which means a hybrid schedule directly reduces the bill — three days in the office instead of five cuts the non-resident wage tax by about 40%.
How much is taken out of a paycheck in Philadelphia?
On a $75,000 salary a single filer has roughly $18,616 withheld a year: $7,670 federal income tax, $5,738 in Social Security and Medicare, $2,355 in Pennsylvania state tax and premiums and $2,853 in local tax. Take-home is about $56,384 a year, or $2,168.62 every two weeks.
What is the total income tax rate in Philadelphia?
For a $75,000 single filer, an effective total rate of about 24.8% across federal, FICA, state and local tax. The marginal rate on the next dollar is higher.
Related calculators
For the full Pennsylvania picture including brackets, reciprocity and every local jurisdiction, see the Pennsylvania paycheck calculator. If you are paid by the hour, the Pennsylvania hourly calculator handles overtime and shift work.